.payment-plan {
  margin-top: var(--sp-8);
  border: 1px solid var(--line-gold);
  border-radius: var(--radius-lg);
  background:
    radial-gradient(circle at 92% 8%, rgba(201, 169, 106, .13), transparent 34%),
    linear-gradient(145deg, rgba(39, 35, 30, .92), rgba(20, 18, 15, .96));
  box-shadow: 0 1.5rem 4rem rgba(0, 0, 0, .18);
  overflow: clip;
}

.payment-plan summary {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: var(--sp-6);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  cursor: pointer;
  list-style: none;
}

.payment-plan summary::-webkit-details-marker {
  display: none;
}

.payment-plan summary:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: -4px;
}

.payment-plan__summary-copy {
  display: grid;
  gap: var(--sp-2);
}

.payment-plan__eyebrow {
  color: var(--gold);
  font-size: var(--step--2);
  font-weight: 600;
  letter-spacing: var(--tracking-label);
  text-transform: uppercase;
}

.payment-plan__title {
  color: var(--ivory);
  font-family: var(--font-display);
  font-size: var(--step-2);
  line-height: var(--leading-snug);
}

.payment-plan__lead {
  color: var(--ivory-2);
  max-width: 44rem;
}

.payment-plan__action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-3);
  color: var(--gold-soft);
  font-size: var(--step--1);
  font-weight: 600;
  text-align: right;
}

.payment-plan__arrow {
  display: grid;
  width: 2rem;
  height: 2rem;
  place-items: center;
  border: 1px solid var(--line-gold);
  border-radius: 50%;
  transition: transform var(--t-base) var(--ease), background-color var(--t-base) var(--ease);
}

.payment-plan[open] .payment-plan__arrow {
  transform: rotate(90deg);
  background: rgba(201, 169, 106, .1);
}

.payment-plan__body {
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-top: 1px solid var(--line);
}

.payment-plan__form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--sp-5);
}

.payment-plan__field {
  display: grid;
  gap: var(--sp-2);
}

.payment-plan__field--wide,
.payment-plan__consent,
.payment-plan__submit,
.payment-plan__status {
  grid-column: 1 / -1;
}

.payment-plan__label {
  color: var(--ivory);
  font-size: var(--step--1);
  font-weight: 600;
}

.payment-plan__optional {
  color: var(--ivory-3);
  font-weight: 400;
}

.payment-plan__help {
  color: var(--ivory-3);
  font-size: var(--step--2);
}

.payment-plan input,
.payment-plan select,
.payment-plan textarea {
  width: 100%;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  background: rgba(11, 10, 9, .72);
  color: var(--ivory);
  padding: .82rem .95rem;
  transition: border-color var(--t-fast) ease, box-shadow var(--t-fast) ease;
}

.payment-plan textarea {
  min-height: 8rem;
  resize: vertical;
}

.payment-plan select option {
  background: var(--anthracite);
  color: var(--ivory);
}

.payment-plan input:focus,
.payment-plan select:focus,
.payment-plan textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201, 169, 106, .18);
  outline: 0;
}

.payment-plan__consent {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  color: var(--ivory-2);
  cursor: pointer;
}

.payment-plan__consent input {
  flex: 0 0 auto;
  width: 1.15rem;
  height: 1.15rem;
  margin-top: .28rem;
  accent-color: var(--gold);
}

.payment-plan__submit {
  justify-self: start;
  min-width: 12rem;
}

.payment-plan__submit:disabled {
  cursor: wait;
  opacity: .62;
}

.payment-plan__status {
  padding: var(--sp-5);
  border: 1px solid var(--line-gold);
  border-radius: var(--radius);
  background: rgba(201, 169, 106, .08);
  color: var(--ivory);
}

.payment-plan__status--error {
  border-color: rgba(225, 139, 113, .55);
  background: rgba(225, 139, 113, .08);
}

.payment-plan__honeypot {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

.payment-plan__shortcut {
  display: inline-flex;
  align-items: center;
  margin-top: var(--sp-3);
  color: var(--gold-soft);
  font-size: var(--step--2);
  font-weight: 500;
  line-height: 1.4;
  text-decoration: underline;
  text-decoration-color: rgba(228, 204, 150, .45);
  text-underline-offset: .22em;
  transition: color var(--t-fast) ease, text-decoration-color var(--t-fast) ease;
}

.payment-plan__shortcut::after {
  content: "↓";
  margin-left: .42rem;
  text-decoration: none;
}

.payment-plan__shortcut:hover,
.payment-plan__shortcut:focus-visible {
  color: var(--ivory);
  text-decoration-color: var(--gold-soft);
}

.payment-plan__shortcut:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 4px;
}

@media (max-width: 48rem) {
  .payment-plan summary {
    grid-template-columns: 1fr;
    gap: var(--sp-4);
  }

  .payment-plan__action {
    justify-content: flex-start;
    text-align: left;
  }

  .payment-plan__form {
    grid-template-columns: 1fr;
  }
}